Kansas City / Kearney

Heat pump installation in Kearney, MO - rebates, sizing and local data

Kearney in Clay County

Kearney has 10,885 residents (give or take 26) (ACS 2020-2024 5-year, table B01003, https://data.census.gov/table/ACSDT5Y2024.B01003?g=160XX00US2938072, checked 2026-10-19), about 816 people per square mile.

Kearney is about 19 miles from the Census center point for Kansas City in a straight line and covers 13.334 square miles of land (Census 2024 Gazetteer internal points and land area, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/, checked 2026-10-19).

Fuel mix

Of the 4,316 occupied homes in Kearney, 73% heat with natural gas, 0% with heating oil, 25% with electricity and 2% with propane (ACS 2020-2024 5-year, table B25040, https://data.census.gov/table/ACSDT5Y2024.B25040?g=160XX00US2938072, checked 2026-10-19).

Gas heats 73% of Kearney against electricity at 25%, so most quotes here are a partial-home system that carries the shoulder seasons and the summer while the gas furnace handles the coldest nights, or a whole-home system when the house is ready for it.

Kearney has about the Clay County oil share of 0% and 4 points less electric heat than the county's 29% (ACS 2020-2024 5-year, table B25040, https://data.census.gov/table/ACSDT5Y2024.B25040?g=050XX00US29047, checked 2026-10-19).

Housing stock

Kearney has 4,406 housing units, 3% built before 1940 and 17% before 1980, with 55% built in 2000 or later (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=160XX00US2938072, checked 2026-10-19).

Kearney has 23 points more homes built after 2000 than the county's 32% (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=050XX00US29047, checked 2026-10-19).

The median Kearney home was built in 2002 (ACS 2020-2024 5-year, table B25035, https://data.census.gov/table/ACSDT5Y2024.B25035?g=160XX00US2938072, checked 2026-10-19) and the median home has 6.2 rooms (ACS 2020-2024 5-year, table B25018, https://data.census.gov/table/ACSDT5Y2024.B25018?g=160XX00US2938072, checked 2026-10-19).

80% of Kearney homes are single-family detached, 9% are in two- to four-unit buildings and 8% are in buildings of five or more units (ACS 2020-2024 5-year, table B25024, https://data.census.gov/table/ACSDT5Y2024.B25024?g=160XX00US2938072, checked 2026-10-19).

With 80% detached houses and 9% in small multi-family buildings, a Kearney quote is usually one or two outdoor units with ducted or ductless heads sized room by room. With 25% of Kearney homes rented (ACS 2020-2024 5-year, table B25003, https://data.census.gov/table/ACSDT5Y2024.B25003?g=160XX00US2938072, checked 2026-10-19), the landlord signs the quote in many of them.

Kearney has 9 points more detached houses than Clay County overall (71%) (ACS 2020-2024 5-year, table B25024, https://data.census.gov/table/ACSDT5Y2024.B25024?g=050XX00US29047, checked 2026-10-19).

55% of Kearney housing was built in 2000 or later (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=160XX00US2938072, checked 2026-10-19), and homes that recent usually meet the insulation codes in place at the time, so a heat pump sized to the floor plan lands closer to the real load than it would in an older neighborhood.

Rebate path

No electric utility is on file for Kearney on this door yet, so this page does not name one; the name on the bill decides which rebate path applies.

Median household income in Kearney is $103,622 (ACS 2020-2024 5-year, table B19013, https://data.census.gov/table/ACSDT5Y2024.B19013?g=160XX00US2938072, checked 2026-10-19); many state and utility heat pump rebate programs set higher incentive tiers for income-qualifying households, so the household income on the application, not the town median, decides which level applies.

Cold-day number

Heating design temperature: 5F. Source: ENERGY STAR Design Temperature Limit Reference Guide (2019 Edition), Clay County row, 99% heating, PDF pages 68 to 73 of 141 (Revised 11/11/2020), https://www.energystar.gov/sites/default/files/Design%20Temperature%20Limit%20Reference%20Guide%20(2019%20Ed)%20-%20ENERGY%20STAR%20Single-Family%20New%20Homes_Rev11.pdf, fetched 2026-10-19, 99%.

That 5F figure is the Clay County cold-day number a Kearney heat pump is sized against, so ask the installer to show the system's heating output at 5F, not at the milder rating-label temperature.

Next step

Ask whether the quote is whole-home or partial-home, because with 73% of Kearney on gas and 25% already electric the two paths carry different rebate figures and different sizing.

Ask for the heat-loss calculation room by room; the median Kearney home has 6.2 rooms and was built around 2002, and the count of heads and the tonnage follow the rooms and the insulation, not the square footage.

The form on this page is the follow-up for Kearney. The public number is the number the contractor quotes from.

No local contractor is named on this door for Kearney yet. A request from this page goes to the first licensed shop that takes the door.

Where should the follow-up go?

We will follow up by email. No calls.

No spam, no sold information. One follow-up about exactly this request.